Terms of Service

Effective Date: April 25, 2026

These Terms of Service ("Terms") govern your access to and use of the CGG Enterprise Trust API platform ("Platform"), operated by Clear Garment Group ("CGG," "we," "us," or "our"). By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree, do not use the Platform.

1. Definitions

"API" means the application programming interface provided by CGG for identity verification, ledger integrity checking, and deposit reconciliation services. "Customer" means any individual or entity that registers for and uses the Platform. "Authorized User" means any individual granted access by a Customer to use the Platform on the Customer's behalf. "Services" means the identity verification, ledger integrity check, and deposit verification services made available through the API.

2. Eligibility and Account Registration

You must be at least 18 years of age and have the legal authority to enter into binding agreements to use the Platform. When you register, you agree to provide accurate, current, and complete information. You are responsible for safeguarding your API keys, credentials, and account access. You must notify CGG immediately at cs@cleargarment.com if you become aware of any unauthorized use of your account.

3. Platform Services

CGG provides enterprise trust infrastructure services through its API, including identity verification, ledger integrity checking, and deposit reconciliation. The specific features, endpoints, rate limits, and service levels available to you depend on your subscription tier. CGG reserves the right to modify, suspend, or discontinue any part of the Services with reasonable notice.

4. Acceptable Use

You agree to use the Platform only for lawful purposes and in accordance with these Terms. You shall not:

  • Use the Platform to process data in violation of applicable law, regulation, or third-party rights
  • Attempt to reverse-engineer, decompile, or disassemble any part of the Platform
  • Interfere with or disrupt the integrity or performance of the Platform
  • Attempt to gain unauthorized access to any systems or networks connected to the Platform
  • Use the Platform to build a competing product or service
  • Exceed your authorized API call volume or attempt to circumvent rate limits
  • Share, sell, or transfer your API credentials to any third party without CGG's written consent

5. Fees and Payment

Subscription fees are based on the tier selected at registration and are billed monthly unless otherwise agreed in writing. Overage charges apply when API call volume exceeds the included allocation for your tier. All fees are non-refundable except as required by applicable law. CGG reserves the right to modify pricing with 30 days' written notice. Failure to pay invoices within 30 days may result in suspension or termination of access.

6. Data Handling and Privacy

CGG processes data submitted through the API solely for the purpose of providing the Services. Our handling of personal data is governed by our Privacy Policy, available at cleargarmentverify.com/privacy.html. You are responsible for ensuring that your use of the Platform complies with all applicable data protection and privacy laws, including obtaining any necessary consents from data subjects whose information you submit.

7. Intellectual Property

CGG retains all rights, title, and interest in and to the Platform, including all software, algorithms, documentation, trademarks, and other intellectual property. These Terms do not grant you any rights to use CGG's trademarks, trade names, or branding without prior written consent. You retain ownership of the data you submit through the API, subject to CGG's limited right to process such data to provide the Services.

8. Confidentiality

Each party agrees to maintain the confidentiality of any non-public information disclosed by the other party in connection with the use of the Platform. This obligation does not apply to information that is publicly available, independently developed, rightfully received from a third party, or required to be disclosed by law.

9. Service Availability

CGG targets high availability for the Platform as described in the applicable service tier documentation. Uptime targets are goals, not guarantees, unless a separate Service Level Agreement has been executed between CGG and Customer. CGG is not liable for service interruptions caused by factors outside our reasonable control, including internet connectivity issues, force majeure events, or scheduled maintenance performed with reasonable notice.

10. Limitation of Liability

To the maximum extent permitted by applicable law, CGG's total liability arising out of or related to these Terms or the use of the Platform shall not exceed the total fees paid by you to CGG in the twelve (12) months preceding the event giving rise to the claim. In no event shall CGG be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, business opportunities, or goodwill.

11. Indemnification

You agree to indemnify, defend, and hold harmless CGG, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of the Platform, your violation of these Terms, or your violation of any applicable law or regulation.

12. Termination

Either party may terminate these Terms with 30 days' written notice. CGG may suspend or terminate your access immediately if you breach these Terms, fail to pay amounts due, or if required by law. Upon termination, your right to access the Platform ceases immediately. CGG will make your data available for export for 30 days following termination, after which it may be deleted.

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Commonwealth of Virginia, United States, without regard to its conflict of laws principles. Any dispute arising under these Terms shall be resolved through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, with the arbitration taking place in Lynchburg, Virginia. Each party bears its own costs unless the arbitrator determines otherwise.

14. Modifications

CGG may update these Terms from time to time. Material changes will be communicated via the email address associated with your account at least 30 days before they take effect. Continued use of the Platform after the effective date of any modification constitutes acceptance of the updated Terms.

15. General Provisions

These Terms, together with the Privacy Policy and API Terms, constitute the entire agreement between you and CGG regarding the Platform. If any provision is held to be unenforceable, the remaining provisions continue in full force and effect. CGG's failure to enforce any right or provision does not constitute a waiver. You may not assign these Terms without CGG's prior written consent. CGG may assign these Terms in connection with a merger, acquisition, or sale of all or substantially all of its assets.

16. Contact

For questions about these Terms, contact us at cs@cleargarment.com.